Southwest Florida waterfront at sunset

Your next chapter

55+ Living Options in Southwest Florida

From independent rentals to lifetime-care communities, here's a clear guide to your choices, and a local specialist to help you weigh them.

A clearer starting point

Rent or Buy In? Understanding Your Options

Rental Senior Living

Monthly rent, generally no large entrance fee, and a flexible lease-based arrangement. Options may include Independent Living, Assisted Living, and Memory Care; available care varies by community.

CCRC / Life Plan Communities (Buy-In)

A one-time entrance fee plus monthly fees, with access to a full continuum of care on one campus as needs change. Care access, costs, and refund terms depend on your residency agreement.

Lease-based choices

Rental Communities (Independent, Assisted Living & Memory Care)

Compare the care you need today with the support you may need later. Confirm services and residency terms directly with each community.

Naples

Seascape of Naples

Independent LivingAssisted LivingMemory Care

A Naples option for exploring senior living and support as needs change. Ask which care level and accommodation best suit your situation.

Contact for current pricing.

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Naples

American House Naples

Assisted LivingMemory Care

A senior living option in Naples to include in your community search. Confirm available care services, residency terms, and openings directly.

Contact for current pricing.

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Naples

Aston Gardens

Independent LivingAssisted LivingMemory Care

Explore the Naples community when comparing independent living and additional support. Confirm the specific location and current care options before planning a move.

Contact for current pricing.

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Bonita Springs

Diamond Oaks Village

Independent Living

An independent living rental option in Bonita Springs. Discuss age requirements, lease terms, and any future care arrangements directly with the community.

Contact for current pricing.

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Naples

Terracina Grand

Independent LivingAssisted LivingMemory Care

A Naples community to consider when comparing senior living and care choices. Ask how care assessments and transitions are handled.

Contact for current pricing.

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Planning for the longer term

CCRC / Life Plan Communities (Buy-In Options)

An entrance fee is only one part of the decision. Review the contract, future care provisions, and financial requirements together.

Naples

The Arlington of Naples

Buy-In / Entrance FeeLife Plan

A life plan option in Naples for evaluating housing and future care on one campus. Request the current contract, care provisions, and entrance-fee terms.

Contact for current pricing.

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Naples

Moorings Park

Buy-In / Entrance FeeLife Plan

Consider Moorings Park when exploring long-term senior living in Naples. Confirm the campus, contract options, and eligibility requirements with the community.

Contact for current pricing.

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Naples

Bentley Village

Buy-In / Entrance FeeLife Plan

A Naples option for comparing life plan communities and a longer-term care pathway. Review entrance-fee refund provisions and included services before deciding.

Contact for current pricing.

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Bonita Springs

The Terraces at Bonita Springs

Buy-In / Entrance FeeLife Plan

A life plan community to explore in Bonita Springs. Ask how its residency agreement addresses future care, monthly fees, and availability.

Contact for current pricing.

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Side by side

Rental vs. CCRC: A Simple Comparison

Upfront Cost

Rental Senior Living
Typically no large entrance fee; deposits or community fees may apply.
CCRC / Life Plan
An entrance fee plus other initial charges, depending on the contract.

Monthly Cost

Rental Senior Living
Monthly rent; care and services may be additional.
CCRC / Life Plan
Monthly fees; future care costs and included services depend on the contract.

Care Continuum

Rental Senior Living
Care levels vary by community; a later move may be needed.
CCRC / Life Plan
A continuum of care on one campus, subject to contract terms and availability.

Flexibility

Rental Senior Living
Lease-based arrangements; review notice periods and move-out terms.
CCRC / Life Plan
A longer-term commitment; refund and departure terms vary.

Best For

Rental Senior Living
People seeking rental flexibility and support matched to current needs.
CCRC / Life Plan
People planning ahead for housing and changing care needs in one community.

Felicia Saraceno · SRES®

How I Help

A move like this is about more than a new address. As a Seniors Real Estate Specialist (SRES), I help you evaluate communities, prepare and sell your current home, and time the move at a pace that feels right for you. Together, we can look at how your home sale proceeds may help fund a CCRC entrance fee or a rental move, in coordination with your financial and legal advisors. You don't have to sort through every decision alone.

Questions worth asking

Frequently Asked Questions

Not sure which option fits? Let's talk.

Community information is for general reference only. Please verify details, pricing, and availability directly with each community. Not affiliated with or endorsed by the communities listed.